Ways to get business cash
Business cash options, straight up
Cash loans, working capital, lines of credit and property-backed cash — what each one is, how fast it can land and who it really suits.
Business cash loan
How a business cash loan works in Australia: unsecured amounts sized on your takings, property-backed amounts for bigger needs, and how fast cash can land.
Read more →Quick business cash
Need quick business cash? See what speeds up or stalls funding, which options can land same day, and the paperwork to have ready before you enquire.
Read more →Short-term business loan
Short-term business loans explained for Australian owners: when a short term beats a long one, how repayments are set, and how to plan the exit from day one.
Read more →Working capital loan
A fast working capital loan keeps stock on the shelves and wages paid while cash is tied up in debtors. How it's sized, how quickly it lands and when it fits.
Read more →Cash flow loan
Cash flow loans for small business are sized on your takings, not your assets. How lenders read your bank account, what amounts are typical and who they suit.
Read more →Cash advance alternative
Merchant cash advances are fast but take a slice of every sale. Compare them with cash flow loans, cash lines and property-backed cash before you sign anything.
Read more →Emergency business cash
Something's broken, someone hasn't paid or the ATO wants money now. An emergency business cash plan for the first 24 hours, and the fast options that exist.
Read more →Property-backed cash
Use equity in a home, investment or commercial property to raise $20k to $5m of business cash — first mortgages, second mortgages and caveat loans explained.
Read more →Business cash line
A business cash line (line of credit) lets you draw cash when a gap opens and repay when money lands. How limits are set and when it beats a lump-sum loan.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to ask
No spray-and-pray
A real person on the phone